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Tanning Salons Quote
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i Professional Liability is just like Malpractice
coverage. This is the coverage for the services you provide.
For tanning, this would include coverage for burns, alleged
cancer, bed malfunction, etc. The higher the limit the
higher the premium.
ii General Liability coverage includes coverage for
your Premises (slips and falls), Products (the retail
products you sell), and Personal & Advertising Injury
(Peeping Toms and alleged slander). Your General Liability
coverage is usually what your Landlord is concerned about.
Our standard limit is the $1 mil/$2 mil.
iii Other services or equipment could include
Permanent Cosmetics, Oxygen Bar, Smoothie or Snack Bars,
Nutritional Supplements, Fitness Equipment, Aerobics, etc.
iv Contents and Property coverage is your fire,
theft, vandalism type coverage. This is for the stuff you
own. This limit should include the replacement cost (brand
new stuff) of your beds and equipment, build-outs (very
important), front desk, computer, retail products, etc. This
coverage should total whatever it would cost to rebuild and
replace everything you own in your salon brand new.
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